Apply to use our most popular card.
Our most popular card gives you our best everyday purchase rate as well as our lowest balance transfer rate.
Great card with great rates!
- Purchases: 2.98% Introductory APR1 for a period of six billing cycles.
- Balance Transfers: 2.98% APR1 for a period of 15 billing cycles with $0 transfer fees.
- Rate After Intro Period: As low as 11.24% APR1
- $0 annual fee.
- $0 balance transfer fee.
- Quick approval process!
Disclosure
1APR = Annual Percentage Rate. Qualified borrowers will receive a rate of 2.98% APR for a period of 15 billing cycles on each balance transfer, after that, 11.24% to 17.24% APR based on your credit worthiness. Qualified borrowers will receive an introductory purchase rate of 2.98% APR for 6 months on purchase transactions, after that, 11.24% to 17.24%, based on your creditworthiness. After the intro/promotional period ends, the new APR on outstanding balance transfers and purchases will be the standard balance transfer APR on your account which ranges from 11.24% to 17.24% APR depending on your creditworthiness. After the introductory period ends, the APR will vary with the market based on the Prime Rate. Please see our Terms and Conditions for rate, fee and other cost information. All terms including the APRs and fees are subject to change at any time for any reason in accordance with the Agreement and Disclosures Statement and applicable law. Rates accurate as of 01/16/2026. Membership required.
**Terms and conditions subject to change at any time, please visit your local branch or call us at (800) 244-6628 for the latest disclosures and information.
Mastercard ID Theft Protection
To receive ID Theft Protection, you must enroll at: https://mastercardus.idprotectiononline.com/. ID Theft Protection is provided on a 24-hour basis, 365 days a year. Contact 1-800-Mastercard if you believe you have been a victim of identity theft
ID Theft Protection Services Provided:
- Detect potential identity and fraud threats
- Compromised credentials
- High-Risk transactions
- Dark web monitoring
- Single bureau credit monitoring
- Small business ID theft protection
- Receive alerts of suspicious activity
- Resolve identity threats with self-service resolution or specialist support
- Self-service ID theft resolution kit
- Access to resolution specialists
- Self-service ID theft wizard
- Online fraud alerts
Mastercard Global Service
Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance. Call Mastercard Global Service (1-800-307-7309) immediately to report your card lost or stolen and to cancel the account.
In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309.
Account Information and Card Benefits: When in the United States, contact your card issuer directly for account information and 1-800-Mastercard for card benefits.
ATM Locations: Call 1-877-FINDATM (1-877-346-3286) to find the location of a nearby ATM in the Mastercard ATM Network accepting Mastercard®, Maestro®, and Cirrus® brands. Also, visit our website at www.mastercard.com to use our ATM locator
Mastercard Airport Concierge
Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year.
There are also certain airports where you can be expedited through the security and/or the immigration process.
To reserve Mastercard Airport Concierge services visit www.mastercard.com/airportconcierge or consult your Travel Advisor
Important Phone Numbers & Payment Address
- Platinum MasterCard® 24/7 Member Service: (866) 820-6841
- To activate your card: (800) 631-3197
- To select your pin: (888) 886-0083
Payment Address
PO Box 660493
Dallas, TX 75266-0493
Dallas, TX 75266-0493
Turn your home into your happy place.
Let your home work for you by using the equity you have in your home to reshape your life.
- Fixed interest rate
- Rates as low as 5.49% APR*
- Fixed repayment plans
